Anything For Animals

posted by admin on Jan 1

Unfortunately, Pet Insurance is individual, so you need to find the best one for you and your pet.

Whether you have a dog, cat, parrot, snake, gerbil or horse - you need to know that your pet’s health is covered - whatever happens.

However, there are different types of pet insurance available and so you need to search around for the best one to cover you and your pets - and this isn’t necessarily the most expensive or the cheapest options.

If we use dog insurance as an example; you need to check your insurance covers all the things relevant to your lifestyle and everything relevant to your dogs ongoing needs.

For example, some insurance policies won’t cover your dog if you take it to work with you.  Some insurance policies won’t cover certain dog breeds or certain dog ages. 

And some will only pay out a certain amount of money for each individual illness.  So, if your dog has an eye problem when they are 2 years old and you use up the alloted amount of cover treating it; if the same eye then gets sore again at any time - the insurance company won’t be obliged to pay any more for it.  You will have to pay it all yourself. 

Things like this could be a problem with certain dog breeds which may have hereditary eye problems like entropian, retinal dysplasia or other more general problems like elbow or hip dysplasia.

And obviously it’s not just dogs with these insurance issues - as there are certain things that will be specific to other species - like eventing horses, working ferrets, hunting owls, female anythings used for breeding, show animals, and so much more.

That is why the best thing you can do when insuring your pets is to ask an expert.  Insurance companies offer a variety of levels of cover depending on what you need and what you are willing to pay for it.

However, as they offer different things - it is up to you to make sure you are happy with what you are paying for - and you have checked that it covers ALL that you need AND want.  For example if you want all conditions to be covered for everything, then you need to make sure that you find the exact policy which does that.  You can’t just sign up to what looks ok and than get angry when you aren’t covered.

It’s that same as buying a house - you can’t pay for a one-bedroom flat and then start complaining that they won’t add a second bedroom onto it 2 years later.

There are even different policy clauses for different countries (as they all have slightly different animal control laws), so if you live in Australia; then get pet insurance Australia specific.

The ‘best’ insurance is the one that suits your needs and your budget - there is no ‘one-size fits all’ approach to pet insurance.

So speak to an expert about your policy requirements and they will get you covered for everything you need - or want.